Lending criteria.

Acceptable New Build Warranties:

NHBS Guarantee
Premier Guarantee Scheme
Building Life Plans
Build-Zone (includes BuildCare)
Checkmate (Castle 10)
ICW
LABC
Professional Consultants Certificate (see full list below)

Acceptable Professional Consultants Certificate:
Architects certificate accepted.
Where the property is being supervised by a qualified person the Conveyancer must ensure that the Supervisor is a member of one of the following professions:
Royal Institute of Chartered Surveyors (FRICS or MRICS)
Institute of Structural Engineers (F.I.Struct.E or M.I.Struct.E)
Chartered Institute of Building (FCIOB or MCIOB)
Architectural and Surveying Institute (FASI or MASI)
Association of Building Engineers (FB.Eng or MB.Eng)
Chartered Institute of Architectural Technologists
Architect registered with the Architects Registration Board (ARB) (Must be registered with ARB even if also a member of another institution, for example Institute of The Royal Institute of British Architects (RIBA)
Institute of Civil Engineers (FICE or MICE)

Note: The Conveyancer must obtain a copy of their Professional Indemnity insurance and must ensure that the policy provides cover for a period of not less than six years. “

We can potentially accept. Please contact our Business Development Team to discuss in more detail.

We can potentially accept Buy to Let applications from ‘Non Owner Occupiers’. Please contact our Business Development Team to discuss further.

Holiday Let applications would need to be owner occupiers for us to be able to lend.