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Lending criteria.

We can help with all types of cases, so check our lending criteria for the latest guidelines.

Our criteria is split into residential and buy to let, so use the options below to find the criteria you need.

Japanese Knotweed

Specifies if we are able to potentially accept applications where there is evidence of Japanese knotweed at the property or near the property.

We will not lend on a property with Japanese Knotweed. We might be able to assist if this was historic and there are suitable guarantees in place

Joint application sole proprietor

Indicates if we will accept applications from joint borrowers where only ONE applicant will OWN the property.

We accept Joint Borrower, Sole Proprietor applications. • Available on residential, BTL, expat and holiday let lending.• UK based applications = maximum of 4 applicants and 4 incomes.• Expat applications = maximum of 2 applicants and 2 incomes.• 80% LTV.• Repayment, part and part, or interest only accepted.