Lending criteria.
We can help with all types of cases, so check our lending criteria for the latest guidelines.
Our criteria is split into residential and buy to let, so use the options below to find the criteria you need.
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Income Made up Primarily of Benefits
We can potentially accept applicants whose income is made up primarily of benefits. Please note that some income is only taken at 50% or not at all, and your applicant would need to meet the minimum £25,000 per annum.
Individual Voluntary Arrangements (IVA)
Up to 75% LTV. Must have been satisfied 3 years.
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