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Lending criteria.

We can help with all types of cases, so check our lending criteria for the latest guidelines.

Our criteria is split into residential and buy to let, so use the options below to find the criteria you need.

Back to Back (Remortgage – Bridging)

Back to back is typically where the vendor has owned the property for less than six months, or remortgages where they’ve owned the property for less than six months.

Back to Back (Remortgage – Bridging) indicates if we will accept applications where the customer has funded the purchase from a bridging loan and now wish to mortgage the property.

We are not able to accept this type of application. Property must have been owned for at least 6 months.

Back to back (Remortgage – Customer Funded)

Back to back is typically where the vendor has owned the property for less than six months, or remortgages where they’ve owned the property for less than six months.

Back to back (Remortgage – Customer Funded) indicates if a we will accept applications where the customer has funded the purchase from their own funds and now wish to mortgage the property with a Buy to Let mortgage typically within 6 months of ownership. For example Josh recently purchased a property at auction and now wants to remortgage the property to release funds.

We are not able to accept this type of application. Property must have been owned for at least 6 months.

Back to back (Remortgage – Inherited)

Back to back (Remortgage – Inherited) indicates if we can accept applications where the customer has inherited a property and now wish to mortgage it on a Buy to Let basis typically within 6 months of ownership.

We are not able to accept this type of application. Property must have been owned for at least 6 months.