Rental cover
calculator.
Our rental cover calculator will give you an initial idea of whether your case fits affordability (our standard requirement is 145% rental cover).
Please note, the applicable rate is either the pay rate + 2% (min 5.5%) or the 5-year fixed rate.
For Holiday Let calculations, please work out the monthly rental income using the following calculation: low, mid & high season weekly rents (averaged) x 30 weeks, then divide by 12 for your monthly rental figure.
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Enquiries
Need to talk?
Nothing beats a proper conversation, so when you’re ready to talk we’d love to hear from you.
Get in touch with our friendly and knowledgeable team.
Prefer to talk?
Call 0330 123 0723
Contact us
From our blog
What’s new.
Our blog contains the latest goings-on and updates across the Society, so here’s where you can check out our latest product updates, mortgage news, insights and more.
Our regular emails include our latest news, so if you don’t already receive our updates get in touch and sign up. You can also follow us on Twitter and LinkedIn.
Base rate and our SVR
Changes to our lending criteria
Now accepting multi-currency applications
Joint borrower sole proprietor – Resi, BTL and holiday let applications
Expat Holiday Let – Rates Down. Max Loans Up
All our mortgage offers are now valid for 6 months. Additional Borrowing and Porting offers are valid for 3 months.